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Save RM50 or enjoy 6 ZERO-FEE instalments when you shop at home safely with our participating merchants.

Shop smarter with PAYLATER

PAYLATER Malaysia by KALE TECHNOLOGY is Malaysia's leading alternative payment solution brand with concept of "Buy Now, Pay Later" (BNPL).
  • Up to RM3,500 instant approval* within 7 minutes
  • Accept both Credit and Debit Card
  • Instalment Extension up to 12 months*

How to onboard with PAYLATER?

Scan QR or click to install

Click “SIGN UP” to proceed

Fill up the information and request SMS OTP

Click “Apply now” or “PAYLATER icon” to apply shopping limit

Take photo of your NRIC (front and back) and click “NEXT

Take a selfie and click “SUBMIT

How to increase shopping limit?

Click “INCREASE” or “PAYLATER icon” to apply shopping limit


Enter the item name that you want to buy

Fill up the information

Upload the mandatory documents and click “SUBMIT

How to redeem a voucher?

Go to Account and click “Vouchers

Click “+ icon

Enter your voucher code and click “CONFIRM” 

If the vouchers have fully redeemed, a prompt message “Sorry! The vouchers are fully redeemed.” will pop up

How to checkout using omni-payment method (online)?

You will receive a
notification in-app

Go to Account and
select Payment Request List

Select your order

Check your purchase amount
and repayment plan

Select Voucher if you have any
and click “CONFIRM”

Enter your payment PIN – 6 digits

Please email to enquiry@paylater.com.my or contact our customer service support +6018-208 5455 for more information.

Scan the QR Code