Organizer & Eligibility

1. The contest is organized by PAYLATER MALAYSIA. It is open to all Malaysian citizens currently residing in Malaysia & aged 18 and above.

2. Individuals belonging to the groups listed below are not eligible for this contest:

     a) The staff of the Organizer [including all its subsidiaries and related companies] and their immediate family members [child, parents, siblings, spouses]; and/or

     b) Representatives, staffs, workers and/or agents of suppliers of Facebook, advertising and/or promotional services to the Organizer [including all its subsidiaries and related companies], and their immediate family members [child, parents, siblings, spouses]; and/or

     c) Individuals that have a direct relationship or connection with any staff of the Organizer [including all its subsidiaries and related companies]


3. This Contest will commence from 00:00:00, 10th April 2021 and will end on 23:59:59, 9th May 2021 [“Contest Period”]. The Organizer has the right to make any amendments to the Contest Period at any time without any notice. All entries received after 9th May 2021 will be void. 

Entry Submission & Eligibility Criteria

4. There is no entry fee and no purchase required to enter this contest.

Participation/Entry Method

5. Participants may enter the contest via the method as explained below:

     a) Capture your OOTD with your hijab and tag us on PAYLATER MALAYSIA Instagram account: @paylatermys

     b) Please hashtag #cikPAYLATERaya2021 on your post. Post must be public.

     c) Follow BOTH PAYLATER Facebook & Instagram Page: @paylatermys

     d) Participants must be PAYLATER registered user to enter the contest.

Winner Selection, Contest Prizes and Winners Announcement

6. In the event of a sharing post-competition between Participants, the winners will then be selected based on the random pick.

7. There will be one winner for this photo contest and the winner will receive 12 pieces of Hijabs from PAYLATER. Color and design are subject to PAYLATER’s decision. The winner is not allowed to request or change the color and design of the hijabs.

8. The organizer’s decision in respect of all matters to do with the contest will be final and no correspondence will be entered.

Judging Criteria

9. The decisions made by the judges/the Organizer are final, binding, and indisputable. Any form of disputes and/or complaints through any kinds of medium will not be entertained.

Winner’s Notice

10. Winners will be announced via PAYLATER MALAYSIA Facebook page.

11. Upon being declared a winner, PAYLATER MALAYSIA will contact the winner to obtain the winner’s personal details, which will then be provided with the prizes to the winners.

12. The Organizer has the right to revoke the eligibility of winning participants who failed to comply with the prize redemption procedures set out by the Organizer. The Organizer will not be responsible for missing or late notices that were caused by factors outside of the Organizer’s control.

13. Winners will be announced on Webpages or any other medium deemed suitable by the Organizer. If a winner did not receive any notices, the notifications on the Webpages or any medium deemed suitable by the Organizer will be deemed a sufficient supplement. Any requests to extend the prize redemption and claim by any winners citing excuses or reasons of them not receiving notices will not be entertained by the Organizer.

14. The Organizer has the right to appoint a third party to facilitate the winner validation process and the delivery process of the prizes.

Organizer Rights

15. The Organizer and its sponsors will also not be responsible or be made responsible for:

# Any mistakes, errors, or malfunctions (including errors in notifying winners), exclusions, disturbances, cuts, deformities, operational or transmission delays, connection failures, theft, destructions, amendments, or unauthorized access for entries, or loss or delayed entries, whichever that arose during operation, transmission or otherwise caused by server malfunctions, viruses, bugs, or other causes out of their control.

# Lost or late entries or entries that could not be submitted for whatever reason aside from the sole oversight or carelessness on the part of the Organizer. Proof of submission will not be accepted as proof that the entry had been submitted. The Organizer has set up the Contest to run “as things are”.

# This term and condition is regulated by Malaysian law. All disputes or anything in nature similar or related are subject to the exclusive jurisdiction of the Malaysian court.

# Any incorrect or inaccurate entry details, regardless of if it originated from its customers or from any tools or relevant programming used in this Contest or was caused by a technical or human error that may take place while processing the Contest entries.

16. The Organizer has the right to void the participants’ eligibility automatically for any incomplete or late entries or also entries without valid proof of purchase.

17. The Organizer has the right to replace Contest prizes with other prizes of equal value without prior notice.


18. The acceptance of contest prizes are taken as permission being granted to the Organizer and its agencies to use the name and/or the photo of the participants for publicity, advertising and/or marketing purposes without prior notice and/or compensations.

Adhering to Contest Terms and Conditions

19. By entering this Contest, Participants are presumed to have read and agree with all the terms and conditions contained here and will adhere to all and/or any decisions that have been made by the Organizer.

Changes to the Terms and Conditions

20. The Organizer has the right to change, amend, exclude, or add the Contest Terms and Conditions without prior notice, at any point of time and all Participants are bound to these changes.


21. The Organizer also has the right to void or cancel, redesign, suspend or postpone this Contest in the event of any unexpected circumstances outside of its reasonable control.

Data Protection

22. By participating in this contest and/or providing your personal data to the Organizer, you warrant and represent that you have read and understood the Privacy Policy enclosed to these Terms and Conditions and you consent to the Organizer’s processing of your personal data in accordance with said Privacy Policy. You agree to indemnity, defend, and hold the Organizer harmless against any loss, damages, costs, claims, actions, or liabilities occurring due to your breach of the aforesaid warranty and representation.

23. The Organizer has taken the relevant cautionary and security measures to ensure the safekeeping of all the Participants’ personal data and requires all third-party data processors to comply with the same measures. Please note, however, that the Organizer can present the Participants’ personal data should it be required to do so by the law, or by a search warrant, subpoena, or court order.

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